Gold IRA Opening Fees & Minimums

Which published figures are available?

The table uses recorded, sourced fields from the publisher’s company dataset. Each figure links to its own source and retains its original check date. These companies are listed for fee context, without scores or a recommended ordering. Fees can change; obtain the schedule that will govern your account.

These are separate source schedules, not account quotes or a ranking. Goldco storage uses the Equity Trust schedule and applies only if that custodian and storage arrangement are selected. Goldco describes its threshold as money generally available to roll over. Birch figures describe its Equity Trust / Delaware example, with a separate wire charge; its minimum can vary. Augusta does not identify the storage type in its cited fee figure. Priority’s stated minimum can vary. Unknown amounts are omitted; they are not zero.

What belongs in a first-year cost request?

Request a written breakdown of the setup charge, annual custodian administration, selected storage, required transaction handling and any transfer or wire charges. Ask when each annual fee is billed and whether additional cash must be reserved. A line-item table does not establish a complete first-year total.

Metal purchase prices are separate. Ask the dealer for the exact products, quantities and total price, as well as the current repurchase offer and terms. An account fee disclosure does not reveal the entire difference between buying and reselling metal.

We do not calculate a universal total from different companies’ schedules. A fee waiver may apply only under conditions, and an unreported fee is not a waived fee. The amounts in an application or final signed schedule should be reconciled against the quote before funding.

Are any first-year totals published?

The checked Lear Capital fee-structure field reports the following:

Annual total $235 (non-seg) or $285 (seg); first year $315/$365 per Lear; flat storage, no extra charge for adding metals.Source · Lear Capital · as of 2026-10-29

These are Lear’s stated totals from the dataset, not a total calculated by this publication. The dataset notes that the first-year breakdown is not fully itemized, so the quoted total cannot be completely reconciled from the separate line items shown above. Ask for a written explanation and the actual schedule before relying on it.

Do not apply this statement to a Goldco-facilitated account or another company’s arrangement. For an account without an established complete first-year total in the checked fields, that total remains unknown until the relevant institution provides a quote.

Which storage figure applies in the Goldco example?

Equity Trust non-segregated option

$110Source · Equity Trust · as of 2026-10-29

Equity Trust segregated option

$160Source · Equity Trust · as of 2026-10-29

The dataset records a difference between older storage figures on Goldco’s cost page and the custodian’s schedule. We use the recorded custodian figures for these options. They are conditional on Equity Trust being the custodian and on the selected arrangement, rather than a promise for every Goldco-facilitated account.

How are gaps and claims handled?

Only populated verified figures or explicitly labeled company claims are eligible for display. Unknown, none-found and defunct records are excluded, as are businesses flagged not to promote. Conflicting and partial numeric fields are omitted from this worksheet instead of being resolved by guesswork.

American Hartford Gold’s setup and administration amounts are not established in the checked fields, so they do not receive numbers in this table. The remaining cells do not establish that its full account cost is limited to the charges shown. Ask for an account-specific written schedule.

The dataset’s verified status means the field has recorded source support. It is not a government endorsement, a guarantee that the figure is still offered, or proof that a company’s pricing fits your circumstances.